The Cash Flow Is King
Self Directed Retirement Accounts
Compounding Interest: Why You Should Invest Now and Spend Later
When it comes to financial planning, taking a reliable approach rather than swinging for the fences can yield incredible results. If you have the patience, it is remarkable what is possible if you focus on low-risk cash flow, rather than relying on asset appreciation. In this post, we will look over some of [...]
Guest Post: Why You Should Consider Real Estate Inside Your IRA or 401(k)
Have you ever considered using your IRA or 401(k) to buy real estate? Did you even know you could? Every day, thousands of Americans are using their retirement accounts to purchase investment real estate. No, they are not withdrawing their money and paying taxes and penalties. They are transferring their money to self-directed IRAs and [...]
Why Stagnant Economic Times Present a Rare Investment Opportunity
Conventional wisdom would have you believe that investing during times when real estate is appreciating is the best way to accumulate wealth. While this ideology is not entirely untrue, its only has merit if you have a specific wealth building strategy. In some areas during the last credit bubble, real estate was appreciating by 25% [...]
5 Reasons To Invest In Out-Of-State Real Estate
5 Signs You Might Need to Look Out of State to Invest in Real Estate Investing in real estate not as simple as the “gurus” would have you believe, nor is it an unattainable myth that should be left to the pros. Due to tax laws, cash flow, and appreciation, investing in real estate has [...]
What is a Cash Flow Investment?
What is a Cash Flow investment? Cash Flow investments are investments that provide regular monthly, quarterly, or annual payments. In almost all cash flow investments, the general principle is the same; an investor puts up a lump sum in order to receive re-occurring payments and therefore, receives a return on investment. When you start to [...]
How to use your retirement plan to invest in real estate.
Did you know that your IRA can be a great tool for investing in real estate? The capability to do this has always existed, but very few people know about it. As the stock market has produced unreliable returns over the last decade, people are starting to look to more secure ways to invest in [...]
A New Component of Diversification: Amortized V. Non-Amortized
It is common to hear that “diversification is key” when building a portfolio. However, most financial advisors fall short when they attempt to implement this strategy. In most investors’ minds, this means investing by purchasing a mix of tech stocks, medical stocks, and energy stocks. This is a very short-sided definition of diversification as all [...]
A Short Guide to the Global Economic Collapse
When I was studying macro-economics in college, I noticed that during Macro-Econ 101, the principles seemed very straightforward. As I moved closer to graduation, the 400-level classes made the same principles seem much more complicated actually are. This did not happen because we were adding details to complicated theories. It happened because no one wanted [...]
The 401(k) is for people who plan to be poor when they retire.
Matthew Owens, a well-known Real Estate investor from the Los Angeles and Southbay area, wrote this post on his blog describing some of the downfalls of traditional investing in a 401(k). Many people have been sucked into the system that financial advisors perpetuate and are therefor afraid to take control of their own financial future. [...]